Which Credit Card

October 2008 HBOS and Cancer Research UK are celebrating 20 years of a successful partnership and the launch of a charity credit card.

Since 1998 the Cancer Research UK credit card has raised over £12million from card donation. The charity card has proved to be the most popular card of its type with more users than any other charity card.

The Cancer Research UK credit card offers 0% on both balance transfers and purchases for 9 months and makes a £20 donation to Cancer Research the first time the card is used. Further donations are made based on all purchases made with the charity card.

“Our partnership with HBOS has been hugely successful. The money raised in the past twenty years has played a vital role in helping us fund the charity’s research into the causes and treatments of all forms of cancer,” said Paul Farthing from Cancer Research UK.

Ken Stannard, head of HBOS credit cards said, “To be celebrating this momentous anniversary of our partnership with Cancer Research UK is evidence of the ongoing popularity of charity credit cards and the real difference that they can make. It’s great to know that donations made through the HBOS charity credit card has helped Cancer Research UK’s life-saving work and we look to continuing this successful partnership in the future.”

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Covservative leader David Cameron blames Gordon Brown’s government for not putting in new rules to avoid bank failures as rescue efforts continue for Bradford & Bingley, Britain’s latest lender to collapse.

Cameron goes on to accuse Brown and his party for failing to realise there was a problem in the British banking system, despite earlier in the year when Northern Rock become the first bank in England in over 100 years to collapse and become nationalised.

Yvette Cooper, a Labour Cabinet minister and chief secretary to the Treasury defended Brown by saying, “The Conservatives are saying we should have brought in new powers. That is exactly what we did in February and March. They simply do not understand the way in which the system is working. They would completely rule out any nationalization. That is irresponsible.”

Cameron is arguing that Brown and Darling are taking far too long to propose legislation geared to give more authority to regulators when overseeing failing banks. Whilst the Conservatives refuse to say whether or not they support the nationalisation of Bradford & Bingley they are concerned about taxpayers footing the bill whenever banks make bad decisions.

Conservative plans for an Office of Budget Responsibilities would aim to make the government more accountable and transparent whilst reporting on whether the Treasury was meeting its debt targets.

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